Liberis Secures $112 Million in Debt Financing to Expand Embedded Finance Solutions for SMEs


Liberis, a trailblazer in embedded finance solutions, has successfully raised $112 million in debt financing to further develop its offerings for small and medium-sized enterprises (SMEs). The funding, provided by HSBC Innovation Banking and BCI Capital, will play a crucial role in extending Liberis’s reach into new markets and empowering thousands more business owners with accessible and flexible funding.

Empowering SMEs Through Embedded Finance

Liberis has distinguished itself by leveraging advanced AI and machine learning algorithms to power its embedded finance platform. This platform delivers personalized and flexible financial solutions tailored to the unique needs of SMEs. By collaborating with global partners, including payment acquirers, neobanks, e-commerce platforms, and financial institutions, Liberis has facilitated over $1.5 billion across more than 60,000 transactions.

SMEs often face significant challenges in accessing responsible and sustainable finance, leading to financial exclusion. Liberis addresses this gap by providing innovative financial products, underpinned by extensive data accumulated over more than a decade in the business.

A Global Vision for SME Growth

Nima Montazeri, Chief Product Officer at Liberis, highlighted the significance of deploying AI and machine learning to offer SMEs personalized products that foster sustainable growth globally. Liberis aims to overcome geographical barriers and serve the financial needs of businesses worldwide, irrespective of their location.

Strategic Funding for Market Expansion

The $112 million debt financing follows Liberis’s strategic vision to serve a broader spectrum of businesses and expand its market presence. The company plans to utilize the funds to enter new markets, including Canada, Poland, and Germany. Liberis envisions serving thousands more business owners with fair and seamless funding through its embedded finance platform.

Strong Backing and Continued Evolution

Liberis has garnered substantial support from equity investors, including Barclays, Blenheim Chalcot, and FTV Capital, with total funding exceeding $700 million to date. The latest funding round reflects the confidence of investors, allowing Liberis to evolve its offerings and continue supporting SMEs in innovative and flexible ways.

A Key Player in SME Empowerment

Rob Straathof, CEO of Liberis, emphasized the role of the joint debt facility from HSBC Innovation Banking and BCI Capital in serving thousands more business owners. The funding enables Liberis to reach new markets and solidify its position as a central player in providing vital funding for SMEs globally.

Looking Ahead: Liberis’s Global Impact

Liberis’s commitment to empowering SMEs through embedded finance solutions positions it as a vital contributor to the global economy. With a focus on innovation, flexibility, and inclusivity, Liberis continues to evolve its offerings, making financial empowerment a reality for businesses worldwide.

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